Lumina Homes Low Cost Housing in Pandi Bulacan by Vista Land

Lumina Homes Low Cost Housing in Pandi and Plaridel Bulacan by Vista Land

Lumina Homes (A Vista Land Company)

Location: Pandi and Plaridel Bulacan

AIRA MODEL
Floor Area: 33 sqm.
Lot Area: 58 sqm
No. of Bedrooms: 2
T & B: 1

The house is a low cost housing unit with an easy and affordable payment terms. 

Available thru PAG-IBIG and IN-HOUSE FINANCING

Deliverable: BARE
LUMINA HOMES Plaridel 
AIRA End Unit 
Lot Area - 54 sqm
FloorAres - 33 sqm
Total Contract Price : 745,753
Downpayment : 110,753
(14 months) Monthly DP: 7,554 a month
Reservation fee: 5,000
Pag Ibig Financing
Loanable Amount:  635,000
30 years - 4,220
20 years - 4,919
15 years - 5,704
10 years - 7,370
House Features:
- Front Yard
- Living Area
- Dining Area
- Kitchen
- Provision for 2 Bedrooms
- 1 T&B
- Service Area

*INVEST NOW! 

* Prices can be subjected to change without prior notice

The house was designed in a Basic Functional Unit with complete features such as:
- 2 Bedrooms
- 1 T&B
- Kitchen
- Living Area
- Dining Area
- Service Area
- Front Yard

With first class amenities and facilities to be enjoyed:
- Modern & Elegant Entrance Gate with Guard House
- Perimeter Fence
- Clubhouse & Multi-purpose Hall
- Parks and Playgrounds
- Basketball Court
- Meralco Electrical System
- Centralized Water System
- Underground Drainage System
- Concrete Roads and Alleys
- Individual Title

Other Subdivision Highlights:
- 100% Non-Flooded Area
- Nearby schools, hospitals, malls, public wet & dry market, churches, recreational areas and other commercial establishments

SAMPLE COMPUTATION

Airene Model is a modern-type cluster home
Floor Area: 22 sqm
Lot Area: 36 sqm

Airene Model Inner Unit Enhanced (inclusions: free ceiling, tiles on kitchen counter and CR)

Total Contract Price = PhP 512,180
Loanable Value = PhP 450,000
Reservation Fee = PhP 3,000
Downpayment = PhP 62,180
Monthly D/P (17 mos to pay) = PhP 3,422

PAG-IBIG MONTHLY AMORTIZATION: at 4.5%
30 years = PhP 2,991
25 years = PhP 3.486
15 years = PhP 4,042
10 years = PhP 5,223

Murang Bahay by Vista Land LUMINA HOMES available:
...IN TERESA, RIZAL
...IN BINANGONAN, RIZAL
...IN SAN JOSE DEL MONTE,BULACAN
....IN CALAMBA,LAGUNA
....IN BATANGAS
...IN MEXICO PAMPANGA
...IN MALOLOS PAMPANGA

____________________________________________
CALL US ANYTIME FOR VIEWING:
MYRNA M. LAUAN
Globe / Viber # +63-915-226-2458
Smart # +63-999-818-3838
Sun # / Viber # +63-943-390-8371

SUPPORT MY HOMEPAGE: 
https://manilarenttoown.blogspot.com/
https://myrnadriven.blogspot.com/

LIKE US ON FACEBOOK: 
https://web.facebook.com/Affordablepropertyphilippines/
https://www.facebook.com/Manilaprimeproperties

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Myrna Lauan / https://www.facebook.com/mYrNa57 

Murang Pabahay in Plaridel Bulacan Lumina Homes by Vista Land

Murang Pabahay in Plaridel Bulacan Lumina Homes by Vista Land

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN

Globe / Viber # +63-915-226-2458

Smart # +63-921-665-2434

Sun # / Viber # +63-943-390-8371

Murang Pabahay in Plaridel Bulacan Lumina Homes

Lowest ever Housing Project in Plaridel Bulacan

Lumina Homes is the newest real-estate venture of Manny B. Villar next to the success of Camella Homes.

Lumina Plaridel - Brgy. Culianin, Plaridel, Bulacan

Angelique Model is a 2-Storey Townhouse:

Developer : Vistaland 

Floor Area: 35 sqm

Lot Area: 36 sqm

The house was designed in a Basic Functional Unit with complete features such as:

- Provision for 2 Bedrooms

- 1 T&B

- Kitchen

- Living Area

- Dining Area

- Service Area

- Front Yard

With first class amenities and facilities to be enjoyed:

- Modern & Elegant Entrance Gate with Guard House

- Perimeter Fence

- Clubhouse & Multi-purpose Hall

- Parks and Playgrounds

- Basketball Court

- Meralco Electrical System

- Centralized Water System

- Underground Drainage System

- Concrete Roads and Alleys

- Individual Title

Other Subdivision Highlights:

- 100% Non-Flooded Area

- Nearby schools, hospitals, malls, public wet & dry market, churches, recreational areas and other commercial establishments

- Few minutes ride from NLEX via Bocaue Exit or via Balagtas Exit

The house is a low cost housing unit with an easy and affordable payment terms. 
Available thru PAG-IBIG and IN-HOUSE FINANCING, depending on your financial capability.

ANGELIQUE:

INNER UNIT
Flr Area: 35sqm
Lot Area: 36sqm

Total Contract Price - 795,537
Downpayment - 95,537
14 months Monthly DP - 6,467
Reservation fee- 5,000
Loanable Amount thru Pag Ibig Financing - 700,000
30 years - 4,652
20 years - 5,423
15 years - 6,288
10 years - 8,124

Strategically located near
Hospitals
1. Marcelo-Padilla Hospital
2. Plaridel Country Hospital
3. San Diego General Hospital
4. Melverey Maternity Hospital and General Hospital
5. Mary The Queen General Hospital
6. Regina Carmeli Hospital

Guaranteed Flood Free !!!
No Hidden Charges !!!
Subject to additional MRI+FI
Figures can be subjected to change without prior notice
We also give discounts for cash buyers !!!

AIRENE MODEL

House Type : Row house

1 Toilet and Bath, living room, dining area, kitchen

Provision for 1 Bedroom and provision for service area.

Lot area 36 sqm.

Floor area 22 sqm.

SAMPLE COMPUTATION:

PAG IBIG FINANCING

Airene Model is a modern-type cluster home

Floor Area: 22 sqm
Lot Area: 36 sqm
Airene Model Inner Unit Enhanced (inclusions: free ceiling, tiles on kitchen counter and CR)
Total Contract Price = PhP 512,180
Loanable Value = PhP 450,000
Reservation Fee = PhP 3,000
Downpayment = PhP 62,180
Monthly D/P (17 mos to pay) = PhP 3,422

PAG-IBIG MONTHLY AMORTIZATION: at 4.5%
30 years = PhP 2,991
25 years = PhP 3.486
15 years = PhP 4,042
10 years = PhP 5,223

AIRA End Unit 

Lot Area - 54 sqm
FloorAres - 33 sqm
Total Contract Price : 745,753
Downpayment : 110,753
(14 months) Monthly DP: 7,554 a month
Reseervation fee: 5,000
Pag Ibig Financing
Loanable Amount:  635,000
30 years - 4,220
20 years - 4,919
15 years - 5,704
10 years - 7,370
House Features:
- Front Yard
- Living Area
- Dining Area
- Kitchen
- Provision for 2 Bedrooms
- 1 T&B
- Service Area
Lumina Homes
Located at Brgy. Culianin, Plaridel Bulacan
Developer : Vista land
Requirements needed to Reserved a Unit:
- 2 Valid IDs with latest signature (Company ID, Postal ID, TIN, Passport, SSS, Driver's License, Prc IDs)
- Proof of Income (one month latest payslip or COE with compensation)

- Reservation Fee P3,000 - to be deducted from down payment 

Murang Bahay by Vista Land available:

...IN TERESA, RIZAL
...IN BINANGONAN, RIZAL
...IN SAN JOSE DEL MONTE,BULACAN
....IN CALAMBA,LAGUNA
....IN BATANGAS
...IN MEXICO PAMPANGA
...IN SAN FERNANDO PAMPANGA
...IN MALOLOS BULACAN

____________________________________________
CALL US ANYTIME FOR VIEWING:
MYRNA M. LAUAN
Globe / Viber # +63-915-226-2458
Smart # +63-999-818-3838
Sun # / Viber # +63-943-390-8371

SUPPORT MY HOMEPAGE: 
https://manilarenttoown.blogspot.com/
https://myrnadriven.blogspot.com/

LIKE US ON FACEBOOK: 
https://web.facebook.com/Affordablepropertyphilippines/
https://www.facebook.com/Manilaprimeproperties

ADD or PM ME on Facebook:
Myrna Lauan / https://www.facebook.com/mYrNa57 

PAG-IBIG HOUSING LOAN REQUIREMENTS

PAG-IBIG HOUSING LOAN
REQUIREMENTS LOCALLY EMPLOYED:
1. (1) Photocopy of Birth Certificate,(if Single)
(1) Photocopy of Marriage Contract,(if Married)
2. (1) Photocopy of Residence Certificate (Sedula) current year
3. 1x1 PICTURE 4pcs. white background scanned picture are not acceptable
4. (3) Photocopy colored copies of company ID plus (3) Photocopy colored copies of any ( 2) Valid ID's
such as: SSS ID, Postal ID, Passport ID, Company ID, Voter's ID, TIN ID, PRC ID, Driver's ID,          GSIS ID, Senior citizen ID.
5. (3) Photocopy of Spouse (2) Valid ID's with latest signature.
such as: SSS ID, Postal ID, Passport ID, Company ID, Voter's ID, TIN ID, PRC ID, Driver's ID,            GSIS ID, Senior citizen ID.
6. Original copy of LATEST Payslip 1month with PAG-IBIG contribution
7. Original copy of LATEST Certificate of Employment & compensation (use company letterhead)
signed by company authorized representative & NOTARIZED
8. (1) Photocopy of Withholding Tax Certificate / Income Tax Return (ITR)
9. LATEST Proof of billing (POB) such as Meralco or water bill, credit card statement.
*if the bill is not in the name of the principal buyer ask for certification from the owner of the bill
plus Valid ID of the owner of the bill.
*or secure a Barangay clearance (issuance date not later than 3months)
10. MSVS- Membership Status Verification Slip
11. Original copy of ESAV 0r 24 months PAG-IBIG contribution
12. Copy of UPDATED Multi-purpose loan (MPL/Salary loan) IF APPLICABLE CALL US ANYTIME FOR VIEWING: MYRNA M. LAUAN Globe / Viber # +63-915-226-2458 Smart # +63-921-665-2434 Sun # / Viber # +63-943-390-8371 SUPPORT MY HOMEPAGE: https://myrnadriven.blogspot.com/ LIKE US ON FACEBOOK:  https://web.facebook.com/Affordablepropertyphilippines/ https://www.facebook.com/Manilaprimeproperties ADD or PM ME on Facebook: Myrna Lauan / https://www.facebook.com/mYrNa57

How to Qualify for Pag-ibig Housing Loan

To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:

On Pag-IBIG Membership Must be a member under the Pag-IBIG I, Pag-IBIG II or Pag-IBIG   Overseas Program (POP) for at least twenty-four (24) months, as  evidenced by the remittance of at least 24 monthly contributions  at the time of loan application. A member with less than the required number of contributions  applying for a Pag-IBIG housing loan shall be allowed to make  lump sum payment based on the mandatory monthly membership contribution rates (both EE and ER share) to meet the said  requirement at point of loan application provided he has been a  contributing member of the Fund for at least twelve (12) months.  Lump sum payment of membership contributions shall be considered  a single contribution for the applicable month as of the payment date. A member whose loan exceeds P500,000.00 shall be required to pay the upgraded membership contribution rates upon housing loan  approval and onwards. A member who has contributed for at least two (2) years and whose  loans exceed P500,000.00 shall be required to pay the upgraded  contribution rates upon housing loan approval and onwards.  For purposes of satisfying the required two (2) years membership  contributions, the member may opt to pay in lump sum any amount  short of the said requirement. In addition, the period corresponding to the TAV applied earlier to an outstanding loan shall also be  considered when counting the total number of monthly contributions,  provided the remaining TAV after offsetting does not fall below the  equivalent amount of two (2) years membership contributions. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy  (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business  checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower  or co-borrower; However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be  allowed to do so provided the tacked loan is updated and the amount  proportionate to his loan entitlement has been fully paid. Hence, the  co-borrower shall be released from the original obligation and shall  be allowed to avail of his own Pag-IBIG housing loan, subject to standard  evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought  back due to default, or subjected to dacion en pago, which shall include  cases where the borrower is no longer interested to pursue the loan and  surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears  shall be required to pay his arrearages over the counter to update  his account.

Source : http://www.pagibigfund.gov.ph/benpro/Housing/hl_eligibility.htm 

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN

Globe / Viber # +63-915-226-2458

Smart # +63-921-665-2434

Sun # / Viber # +63-943-390-8371

SUPPORT MY HOMEPAGE: https://myrnadriven.blogspot.com/

LIKE US ON FACEBOOK: 

https://web.facebook.com/Affordablepropertyphilippines/

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ADD or PM ME on Facebook:

Myrna Lauan / https://www.facebook.com/mYrNa57

Pagibig Rent to Own House and Lot in Sto. Tomas Batangas South Spring Heights

Pagibig Rent to Own House and Lot in Sto. Tomas Batangas South Spring Heights

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN

Globe / Viber # +63-915-226-2458

Smart # +63-921-665-2434

Sun # / Viber # +63-943-390-8371

SUPPORT MY HOMEPAGE: https://myrnadriven.blogspot.com/

LIKE US ON FACEBOOK: 

https://web.facebook.com/Affordablepropertyphilippines/

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ADMIN (ADD or PM ME): https://www.facebook.com/mYrNa57

SOUTH SPRING HEIGHTS
Brgy. San Miguel Sto.Tomas Batangas

HOUSE SPECIFICATIONS:
EXTERIOR DETAILS:
ROOFING: Long Span Colored Roof on Steel Roof Framing
WINDOWS: Steel Casement with built-in grills
WALL: Painted Plain Cement Finish


INTERIOR DETAILS:
DOOR: Main Door: Steel Door
Service Door: Flush Door
T&B Door: PVC Door
WALL FINISHES: Interior Wall: Plain Cement Finish
T&B Wall: With 8"X8" Glazed ceramic tiles (6 layers)
FLOOR FINISHES: Ground Floor: Plastered Cement Finish
Second Floor: Plastered Cement Finish
T&B: 8"X8" Unglazed Ceramic Tiles
KITCHEN COUNTER: Plain Cement Finish w/ stainless sink
TOILET & BATH: Flush Type Water Closet, wall hang ceramic Lavatory woth Faucet and Handheld Shower Head
CEILING: Interior Ceiling: Fiber Cement Board on Metal Furring Frame
Exterior: Fiber Cement Board, Painted QDE
STAIRS: Steel Stairs with Handrail

AMENITIES & FACILITIES
-Entrance Gate
-Clubhouse
-Basketball Court
-Perimeter Fence
-Concrete Roads & Alleys
-Underground Drainage System
-Centralized Water System
-Meralco Electrical Supply

PAYMENT TERMS:
Financing Scheme: Pag ibig; Inhouse; Cash
Equity Term: Pag-ibig: 15 mos./ Inhouse: 18 mos.: 0% INTEREST
Inhouse Interest Rate: 13% per annum
Inhouse Term: maximum 10 years payment
Misc. Fee (Pag-Ibig Fin.): 40,000 (inner unit) / P50,000 (end/corner unit)
Reservation Fee: P5,000.00

Location: Brgy. San Miguel Sto.Tomas Batangas
Developer: Borland Development Corporation
House Type: 2 Storey Townhouse
Status: Preselling / for construction
Turn-over: 18-20th month after reservation

PAGIBIG FINANCING
LOT AREA : 40 SQM
FLOOR AREA : 46 SQM

Total Contract Price - P681,248.00
Reservation Fee - P5,000.00
Equity - P66,248.00
Payable in 20 months - P3,062.40/month
Pagibig Loanable Amount - P615,000.00

Pagibig Monthly Amortization
30 years - P 3,887.22


INITIAL REQUIREMENT (YOU MAY BRING IT DURING TRIPPING 
COMPLETE WITH RESERVATION FEE):

Requirements for Reservation:
1. One (1) month updated Payslip
2. Company ID
3. Any government issued id
4. Reservation Fee - P5,000

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN

Globe / Viber # +63-915-226-2458

Smart # +63-921-665-2434

Sun # / Viber # +63-943-390-8371

SUPPORT MY HOMEPAGE: https://myrnadriven.blogspot.com/

LIKE US ON FACEBOOK: 

https://web.facebook.com/Affordablepropertyphilippines/

https://www.facebook.com/Manilaprimeproperties
ADD or PM ME on Facebook:

Myrna Lauan / https://www.facebook.com/mYrNa57