Rimaven Homes Dau Mabalacat Pampanga Affordable House thru Pagibig financing

RIMAVEN HOMES IN DAU
Developer: Rimaven Properties, Inc. (an Affiliate of R.D. Policarpio and Co. Inc.)

Location: Purok San Isidro, Brgy. Dau, Mabalacat City, Pampanga


4.2 Hectares., 398 salelable house

2.49 km from SM Clark
0.78 km from San Lorenzo Parish Church
0.47 km from Mabalacat National High School
1.50 km from Nlex Tollgate
1.08 km from St. Rafael Hospital
1.03 km from Mabalacat Bus Terminal
5.83 km from Diosdado Macapagal Airport

ALICIA MODEL (DUPLEX) 
Available thru in-house at 20% Interest, and Bank Financing thru Security Bank)

Lot area 65 sqm
Floor area 54
3 Bedrooms / 1 TB


SAMPLE COMPUTATION
Price: 1,555,520.40
10% Downpayment: 155,552.04
Processing Fee: 104,608.83
Less Reservation Fee: 10,000
Balance Downpayment & PF: 250,160.87
payable in 6 mos = 41,693.48
payable in 12 mos = 20,846.74
Pag-ibig Loanable Amount: 1,399,968.36
30yrs = 8,848.75
25yrs = 9,452.69
20yrs = 10,437.79
15yrs = 12,195.23
10yrs = 15,896.36
5yrs = 27,391.99
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INES MODEL(Townhouse) 
(Available thru Pag-ibig only)
Lot area 44sqm
Floor area 45sqm
2 Bedrooms / 1 TB

SAMPLE COMPUTATION
Price: 1,160,541.97
10% Downpayment: 116,054.20
Processing Fee:78,935.23
Less Reservation Fee: 10,000
Balance Downpayment & PF: 184,989.43
payable in 6 mos = 30,831.57
payable in 12 mos = 15,415.79

Pag-ibig Loanable Amount: 1,044,487.77
30yrs = 6,601.87
25yrs = 7,052.46
20yrs = 7,787.42
15yrs = 9,098.61
10yrs = 11,859.95
5yrs = 20,436.60

BEST HOUSES
Live in comfort with the best and high quality homes situated in strategic location at the heart of the city. Inspired by innovative contemporary Spanish architecture, you will feel the upscale lifestyle you’ve been dreaming of.

GREAT PRICE
Helping you in achieving your dream home, we make sure to provide economically affordable house units that are can be acquired through Pag-IBIG fund and flexible bank loans.

 

__________________________________________________
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MYRNA M. LAUAN
PRC/HLURB Accredited
Globe / Viber # +63-915-226-2458
Sun # / Viber # +63-943-390-8371
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Bloomfield Park Mabalacat Pampanga Affordable Townhouse for Sale near Marquee Mall

Bloomfield Park Mabalacat

Few minutes away from Angeles Exit and Marquee Mall via Magalang- Angeles Road
One Ride from Marquee Mall

Amenities
Chapel
Basketball Court
Clubhouse
Swimming Pool
Playground

Strategically located in Barangay Bical, Mabalacat, Pampanga, Bloomfield Park is very accessible as it is situated near Marquee Mall and the NLEX Angeles Exit. 24-hour transportation is ensured as the project is just along the Angeles-Magalang road

Sample Computation:
Townhouse A
Bare Type:
Floor Are: 38 sqm
Lot Area: 38sqm
Selling Price: 836,000
Processing Fee: 83,600
Reservation: 6,000
Balance: 77,600
Payable for 12 months: 6,467
Pag-IBIG Amortization for 30years: 5,284/month ONLY

BARE TURNOVER UNIT

__________________________________________________
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MYRNA M. LAUAN
PRC/HLURB Accredited
Globe / Viber # +63-915-226-2458
Sun # / Viber # +63-943-390-8371
Smart # +63-999-818-3838

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Beverly Homes Marilao Bulacan Affordable House and Lot near Puregold Marilao

Beverly Homes Marilao Bulacan Affordable House and Lot near Puregold Marilao

PROJECT NAME: Beverly Homes - Marilao

DEVELOPER: Newhall Realty

Project Highlights

- 4km away from nlex infront of hidden sanctuary hotel & resort

- Near Puregold Marilao

- Along Hi-way

Amenities

- Grand Landscaped entrance gate

- Basketball court

- Well planned community development

- Wide concrete road network

- underground drainage

- Clubhouse

Pagibig financing:

Batch 1 blk.15

Lot area:52sqm

Floor area:51sqm

TCP:1,079.000

Misc.fee:129,480

TSP:1,208.480

Pag-Ibig Financing

Loan value:1,074.000

Cashout:134,480.00

Less Reservation:10,000

Net Cashout:124,480.00

Payable in 24months:5,186.67

Est. monthly amort. 25years:7,580.54

Est. monthly amort. 30years:7,134.53

GMI(30yrs) :20,384.37

Bank financing:

TCP: 1,079,000.00

Downpayment 20% of TSP:241.696.00

Less Reservation:10,000

NetCashout:231,696

Payable in 24 mos.:9,654

Balance Loan 80% of TSP:966,784.00

15yrs(9%int): 9,805.77

20 yrs(9%) int): 8,698.41

GMi(20yrs): 28,994.69

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN
PRC/HLURB Accredited

Globe / Viber # +63-915-226-2458

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Smart # +63-921-665-2434

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PAG-IBIG HOUSING LOAN REQUIREMENTS

PAG-IBIG HOUSING LOAN
REQUIREMENTS LOCALLY EMPLOYED:
1. (1) Photocopy of Birth Certificate,(if Single)
(1) Photocopy of Marriage Contract,(if Married)
2. (1) Photocopy of Residence Certificate (Sedula) current year
3. 1x1 PICTURE 4pcs. white background scanned picture are not acceptable
4. (3) Photocopy colored copies of company ID plus (3) Photocopy colored copies of any ( 2) Valid ID's
such as: SSS ID, Postal ID, Passport ID, Company ID, Voter's ID, TIN ID, PRC ID, Driver's ID,          GSIS ID, Senior citizen ID.
5. (3) Photocopy of Spouse (2) Valid ID's with latest signature.
such as: SSS ID, Postal ID, Passport ID, Company ID, Voter's ID, TIN ID, PRC ID, Driver's ID,            GSIS ID, Senior citizen ID.
6. Original copy of LATEST Payslip 1month with PAG-IBIG contribution
7. Original copy of LATEST Certificate of Employment & compensation (use company letterhead)
signed by company authorized representative & NOTARIZED
8. (1) Photocopy of Withholding Tax Certificate / Income Tax Return (ITR)
9. LATEST Proof of billing (POB) such as Meralco or water bill, credit card statement.
*if the bill is not in the name of the principal buyer ask for certification from the owner of the bill
plus Valid ID of the owner of the bill.
*or secure a Barangay clearance (issuance date not later than 3months)
10. MSVS- Membership Status Verification Slip
11. Original copy of ESAV 0r 24 months PAG-IBIG contribution
12. Copy of UPDATED Multi-purpose loan (MPL/Salary loan) IF APPLICABLE CALL US ANYTIME FOR VIEWING: MYRNA M. LAUAN Globe / Viber # +63-915-226-2458 Smart # +63-921-665-2434 Sun # / Viber # +63-943-390-8371 SUPPORT MY HOMEPAGE: https://myrnadriven.blogspot.com/ LIKE US ON FACEBOOK:  https://web.facebook.com/Affordablepropertyphilippines/ https://www.facebook.com/Manilaprimeproperties ADD or PM ME on Facebook: Myrna Lauan / https://www.facebook.com/mYrNa57

How to Qualify for Pag-ibig Housing Loan

To qualify for a Pag-IBIG housing loan, a member shall satisfy the following requirements:

On Pag-IBIG Membership Must be a member under the Pag-IBIG I, Pag-IBIG II or Pag-IBIG   Overseas Program (POP) for at least twenty-four (24) months, as  evidenced by the remittance of at least 24 monthly contributions  at the time of loan application. A member with less than the required number of contributions  applying for a Pag-IBIG housing loan shall be allowed to make  lump sum payment based on the mandatory monthly membership contribution rates (both EE and ER share) to meet the said  requirement at point of loan application provided he has been a  contributing member of the Fund for at least twelve (12) months.  Lump sum payment of membership contributions shall be considered  a single contribution for the applicable month as of the payment date. A member whose loan exceeds P500,000.00 shall be required to pay the upgraded membership contribution rates upon housing loan  approval and onwards. A member who has contributed for at least two (2) years and whose  loans exceed P500,000.00 shall be required to pay the upgraded  contribution rates upon housing loan approval and onwards.  For purposes of satisfying the required two (2) years membership  contributions, the member may opt to pay in lump sum any amount  short of the said requirement. In addition, the period corresponding to the TAV applied earlier to an outstanding loan shall also be  considered when counting the total number of monthly contributions,  provided the remaining TAV after offsetting does not fall below the  equivalent amount of two (2) years membership contributions. Not more than sixty-five (65) years old at the date of loan application and must be insurable; provided further that he is not more than seventy  (70) years old at loan maturity; Has the legal capacity to acquire and encumber real property; Has passed satisfactory background/credit and employment/business  checks of the Pag-IBIG Fund; Has no outstanding Pag-IBIG housing loan, either as a principal borrower  or co-borrower; However, should a co-borrower in a tacked loan signify an intention to avail of a Pag-IBIG housing loan for himself, he shall be  allowed to do so provided the tacked loan is updated and the amount  proportionate to his loan entitlement has been fully paid. Hence, the  co-borrower shall be released from the original obligation and shall  be allowed to avail of his own Pag-IBIG housing loan, subject to standard  evaluation procedures. Had no Pag-IBIG housing loan that was foreclosed, cancelled, bought  back due to default, or subjected to dacion en pago, which shall include  cases where the borrower is no longer interested to pursue the loan and  surrenders the property; Has no outstanding Pag-IBIG multi-purpose loan in arrears at the time of loan application. A member whose multi-purpose loan is in arrears  shall be required to pay his arrearages over the counter to update  his account.

Source : http://www.pagibigfund.gov.ph/benpro/Housing/hl_eligibility.htm 

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MYRNA M. LAUAN

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How To Join Pag-IBIG As A Voluntary Member

Accomplish and submit two (2) copies of the MDF and all required supporting documents to the Marketing and Enforcement Division of the concerned Pag-IBIG branch office (bring all originals for authentication).

Secure a Payment Order Form (POF) from the Marketing and Enforcement Division, and then proceed to the Cash Division for payment of initial Membership Contributions (MC).

Present all verified/stamped documents to the Marketing and Enforcement Division.
Secure a Payment Order Form before proceeding to Cash Division for payment of contribution.

Requirements For Individual Payers
Here are the respective requirements for different categories of Individual Voluntary Members. Please check with group you belong.

1. Self-Paying Employee (Waived Company)
You may be employed by one or more companies, but for some reasons, you choose to pay your Pag-IBIG contributions by yourself without their aid.
Certificate of Employment & Compensation
Latest Pay Slip
Company ID

2. Self – Employed
Freelancers, professionals, consultants and owners of small businesses belong to this category. (See also item #5.)
Latest Income Tax Return (ITR) with Financial Statement of the previous year certified by a CPA
Certificate of Remittance/ESAV (for old members)
Two 1×1 ID pictures
SEC or DTI Registration (should be under the member’s name)
Business Permit or Mayor’s Permit

3. Franchise Holders or Operators
Franchise Permit (under the member’s name)
Official Receipt or Car Registration (under member’s name)
Latest ITR (previous year)
Two 1×1 ID pictures
Certificate of Remittance or ESAV

4. Overseas Filipino Workers (reactivating members)
Latest Contract of Employment
Passport or any valid ID / POEA License
Latest and valid Contract of Employment (with POEA original stamp)
Certificate of Remittance or ESAV
Two 1×1 ID pictures
Special Power of Attorney (SPA), in case a representative shall submit the documents and pay the member’s contributions

5. Self – Employed Professionals
These are government licensed professionals practising their expertise.
PRC / BAR License
Latest ITR (previous year)
Certificate of Remittance or ESAV (for old members)
Two 1×1 ID pictures

6. Unemployed Spouse
Yes, if you are unemployed you may still qualify provided your spouse is employed and a Pag-IBIG member.
Written consent from member-working spouse
Certificate of Employment and Compensation of member-working spouse
Affidavit of Unemployment

7. Member – Spouse with Business
This is similar to #6 above, but the spouse is in business.
Latest ITR
Written consent from member-employed/working spouse
Certificate of Employment and Compensation of member-working spouse (notarized)
Affidavit of Unemployment
Two 1×1 ID pictures
ITR (previous year)
Business Permit or Mayor’s Permit
SEC or DTI Registration

Important Notes:
Monthly contributions of unemployed members (reactivating or non-working spouse) shall be P100.00.
The unemployed member has the option to upgrade his monthly contributions, but may not downgrade the amount.
Unemployed members may avail of the Multi-Purpose Loan, but not a housing loan from Pag-IBIG.
Individual payers or voluntary members have the option to choose their terms of payment, e.g. monthly, bi-monthly, quarterly, etc.

8. Unemployed (reactivating member)
Well, let’s admit it, times are tough. One day, your employment may just be gone in a flash. You may still continue your contributions provided you provide:
Affidavit of Unemployment

CALL US ANYTIME FOR VIEWING:

MYRNA M. LAUAN
DRIVEN Marketing Group Inc.
Email: mmlauan@gmail.com
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